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Steve Williams - MBA, Broker Associate
Home
Property Search
  • VT MLS Search
  • NY MLS Search
  • Our Listings
Meet our Realtors®
  • Our Team
  • Owner - Stephanie Corey
  • Steve Quinn
Agency Disclosures
  • VT Real Estate Disclosure
  • NY Real Estate Disclosure
Fair Housing
  • Equal Opportunity Housing
  • New York Fair Housing
  • NYS Stand. Op. Procedure
  • Reasonable Accommodation
Resources
  • Calculators
  • For Buyers
  • For Sellers
  • Get Pre-Approved
  • Market Reports
  • Additional Resources
Contact
  • Contact Us
Search VT Real Estate
Search NY Real Estate
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  • Home
  • Property Search
    • VT MLS Search
    • NY MLS Search
    • Our Listings
  • Meet our Realtors®
    • Our Team
    • Owner - Stephanie Corey
    • Steve Quinn
  • Agency Disclosures
    • VT Real Estate Disclosure
    • NY Real Estate Disclosure
  • Fair Housing
    • Equal Opportunity Housing
    • New York Fair Housing
    • NYS Stand. Op. Procedure
    • Reasonable Accommodation
  • Resources
    • Calculators
    • For Buyers
    • For Sellers
    • Get Pre-Approved
    • Market Reports
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  • Home
  • Property Search
    • VT MLS Search
    • NY MLS Search
    • Our Listings
  • Meet our Realtors®
    • Our Team
    • Owner - Stephanie Corey
    • Steve Quinn
  • Agency Disclosures
    • VT Real Estate Disclosure
    • NY Real Estate Disclosure
  • Fair Housing
    • Equal Opportunity Housing
    • New York Fair Housing
    • NYS Stand. Op. Procedure
    • Reasonable Accommodation
  • Resources
    • Calculators
    • For Buyers
    • For Sellers
    • Get Pre-Approved
    • Market Reports
    • Additional Resources
  • Contact
    • Contact Us
  • Search VT Real Estate
  • Search NY Real Estate

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The Home Buying Process

Annual Credit Report

Get your Finances in Order

 Your credit reports are an ongoing record of how you've managed your finances. You should know exactly what they say about your financial history before you apply for a mortgage.  You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). Request a copy of your credit reports now.

Annual Credit Report
Get preapproved

Get Pre-Approved for a Mortgage

Do you know how much house you can afford? 

Probably not, unless you've talked with a lender and       you've been pre-approved for a loan.  Fairway Independent Mortgage Corporation is just one of many who can help you get pre-qualified.  Give them a try, or ask one of our Realtors® for additional lenders we work with often.

Get Pre-Qualified Today

Home Buyer's Resource Guide

A complete guide to the home buying process. 

Download now
Buying a home is exciting and, let’s face it, complicated.

Mortgage 101

Get schooled on 6 Mortgage must-knows before you head out to find your new home. It's easy, fun, and most importantly - SMART!

Mortgage 101

Mortgage Calculator

Down Payment and Closing Cost Assistance

NeighborWorks of Western Vermont offers Home Buyer Education Classes every month.   Along with being more prepared to maneuver through the home buying process, an additional benefit  is that you become eligible for numerous financial perks, including  grants, down payment assistance, and closing cost assistance.

Find out more
Don't make me wait!

I'm ready to Start!

Okay then, let's get to the fun part!   Time to explore the real estate market!

Search for your dream home now!

Things you need to Know

Radon Facts you Need to Know

Basic Information about Lead in Drinking Water

Protect Your Family from Lead

Radon dangers

 One in seven Vermont homes has elevated levels of radon. Radon is a naturally occurring radioactive gas that has no color, smell or taste.  Read this fact sheet for important information.

Protect Your Family from Lead

Basic Information about Lead in Drinking Water

Protect Your Family from Lead

Protect your family from lead

 Lead poisoning is a serious but preventable health problem.  Learn more about lead hazards in housing.

Basic Information about Lead in Drinking Water

Basic Information about Lead in Drinking Water

Basic Information about Lead in Drinking Water

Testing drinking water from your private well

EPA and the Centers for Disease Control and Prevention (CDC) agree that there is no known safe level of lead in a child's blood. Taking action to reduce these exposures can improve outcomes. Lead is harmful to health, especially for children.  

Requesting Home Repairs

Requesting Home Repairs

Basic Information about Lead in Drinking Water

Home repair requests

Considering making a home repair request?  Here's what to consider.

More than a Mortgage

Requesting Home Repairs

More than a Mortgage

The true cost of home ownership

Your mortgage is only one cost of owning a home—here are the rest

Wastewater System & Potable Water

Homeowner's Guide to Septic Systems

Vermont Wastewater Systems and Potable Water Supply Rules

Vermont Wastewater Systems and Potable Water Supply Rules

Learn about the basics of a septic system, how they work, and how to maintain them. 


Homeowner's Guide

Vermont Wastewater Systems and Potable Water Supply Rules

Vermont Wastewater Systems and Potable Water Supply Rules

Vermont Wastewater Systems and Potable Water Supply Rules

Environmental Protection Rules Wastewater System and Potable Water Supply Rules 

Effective: April 12, 2019  

VT Rules & Regs

Find a VT licensed Septic Designer

New York Wastewater Treatment Standards

New York Wastewater Treatment Standards

An up to date list of all licensed septic system designers in the state of Vermont.


Septic Designers

New York Wastewater Treatment Standards

New York Wastewater Treatment Standards

New York Wastewater Treatment Standards

Appendix 75-A Wastewater Treatment Standards - Residential Onsite Systems

Effective:  March 16, 2016


VT Rules & Regs

VT Real Estate Taxes & Insurances

Property Transfer Tax

Property Transfer Tax is a tax on the transfer of title to real property in Vermont. The tax applies to both property transfers by deed and to acquisitions of a controlling interest in an entity with title to a property.   The buyer is responsible for paying Property Transfer Tax

Land Gains Tax

Land Gains Tax is a tax on the gain from the sale or exchange of Vermont land that was held by the seller(s) for less than six (6) years. The value of the land may include the proceeds from the sale of timber or timber rights. 

Homestead Declaration

By Vermont law, property owners whose homes meet the definition of a Vermont homestead must file a Homestead Declaration annually by the April filing deadline. If eligible, it is important that you file so that you are correctly assessed the homestead tax rate on your property. Here is the information you as the property owner need to know about the Vermont Homestead Declaration. 

Current Use Program

In 1978, the Vermont legislature passed a law establishing the Use Value Appraisal of Agricultural, Forest, Conservation and Farm Buildings Property. Today, this program is known as "Current Use" and is administered by the Division of Property Valuation and Review within the Vermont Department of Taxes.  

Owner's Title Insurance

If a person claiming to have an interest in your property takes legal action against you, your Owner Policy insurer can work to resolve the defect in the title. In the event the matter goes to court, your interest and financial position can be protected by the insurer.  Learn more about the importance of Owner's Title Insurance.

Additional Resources

VT Natural Resources Atlas

VT Natural Resources Atlas

VT Natural Resources Atlas

Search the Vermont Agency of Natural Resource to explore any property address statewide.


VT ANR

VT Parcel Viewer

VT Natural Resources Atlas

VT Natural Resources Atlas

Vermont Center for Geographic Information



VT Parcel Viewer

VT Interactive Map Viewer

VT Natural Resources Atlas

VT Interactive Map Viewer

Vermont Center for Geographic Information - Soil Maps, Elevations, Contours, etc.


VT Interactive Maps

VT Well Report Search

VT Environmental Research Tool

VT Interactive Map Viewer

VT Agency of Natural Resources 

Well Report Search


Well Report Search

VT Wastewater Permit Search

VT Environmental Research Tool

VT Environmental Research Tool

VT Agency of Natural Resources Wastewater Regional Office Permit Search


WW Permit Search

VT Environmental Research Tool

VT Environmental Research Tool

VT Environmental Research Tool

  • Hazardous Waste / Brownfield Sites
  • Salvage Yards / Dry Cleaners
  • AST / UST and more

VT ERT

FEMA Flood Maps

VT Crime Information Center

FEMA Flood Maps

Check to see if an address is in a Flood Zone



FEMA Portal

VT Act 250

VT Crime Information Center

FEMA Flood Maps

 The effects of Act 250 are most clear when one compares VT's pristine landscape with most other states.  Stay up to date on the latest on Act 250

ACT 250

VT Crime Information Center

VT Crime Information Center

VT Crime Information Center

  • Criminal History Information
  • Sex Offender Registry


VCIC

Neighborhood Schools

VT Town Clerk Directory

VT Crime Information Center

Learn more about schools in your area of interest


Great Schools

VT Town Clerk Directory

VT Town Clerk Directory

VT Town Clerk Directory

Vermont Attorney's Title Corporation provides access to the state wide town clerk directory

Town Clerk Directory

VT Lakes and Ponds

VT Town Clerk Directory

VT Town Clerk Directory

The Lakes and Ponds Management and Protection Program resources

VT Lakes & Ponds

CONTACT US

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